Disability Income Benefits:
Washington County provides short term disability benefits to 0.5 FTE – 1.0 FTE employees and core long-term disability benefits to 1.0 FTE employees. In the event you become disabled from a nonwork-related injury or illness, disability income benefits are provided as a source of income. You are not eligible to receive short-term disability benefits if you are receiving workers’ compensation benefits. To apply for short term disability, go to Packet, select Human Resources and then Family and Medical Leave Act (FMLA) to print the Request Form and the Physician’s Statement. Excludes Deputy Sheriff and Elected Officials
Short Term Disability
All 0.5 – 1.0 FTE employees are eligible for Short-term Disability (STD). STD provides you 66 2/3% of your income while you are out on an approved STD benefit. There is an 8-day waiting period and, if applicable, would begin after your Extended Leave Bank (ELB) are exhausted. Washington County pays 100% of the cost for this benefit.
Long Term Disability (Core Plan)
Only 1.0 FTE employees are eligible for Long Term Disability (LTD) benefits. You are automatically enrolled in the Long-term Disability (LTD) plan the first of the month following completion of 30 days. LTD provides you with income at 66 2/3% of your salary, capped at a maximum benefit of $833 per month (Core Plan), with incremental monthly payments if you are totally and permanently disabled. You can continue receiving LTD benefits until age 65, or until your doctor no longer certifies you as totally and permanently disabled. Washington County pays 100% of the cost for this benefit.
Long Term Disability Buy-Up
1.0 FTE Employees have the option to purchase the additional benefit that would cover 66 2/3% of your salary, capped at a maximum benefit of $6,112 per month. For example, an employee earning $30,000 per year could purchase the Buy-Up LTD to increase the monthly benefit to $1,667 (which is equal to 66 2/3% of a $2500 monthly salary). To calculate the cost:
Annual Income / 12 = $______(Monthly income not to exceed $9,167) x .231 ÷ 100 = Your monthly Premium.
Additional Benefit
Unum provides you and your family members with many additional benefits as part of the Long-Term Disability coverage. Click on the links below to learn more about each benefit.
Identify Theft Fraud Resolution– HealthAdvocate offers step by step fraud resolution where you can speak with a fraud resolution specialist and take advantage of services to assist in fraud-related emergencies. This includes the following:
- Up to a 60-minute, free consultation with a highly trained specialist who conducts seven emergency response activities
- Provides action plan for victims to restore their good credit and financial reputation
- Provides members with a free Emergency Response Kit™
- Counsels and provides preventative steps necessary to take in an effort to avoid future ID theft losses and damages to an employee’s/member’s credit score
- Makes a legal referral to an attorney, for a free initial consultation, who can be retained at 25% off of the attorney’s standard fixed/hourly rates, if legal representation is needed
- Please note- this service does not support credit monitoring or any assistance with Power of Attorney documentation/management. This service is intended for identity theft resolution only.
Will Preparation – You will have access to state-specific templates and step-by-step instructions on creating a will along with access to topics including Living Trusts, Power of Attorney, Name Changes, Premarital Agreements and more.
Travel Assistance – Use the travel assistance phone number to access hospital admission assistance, prescription replacement assistance, passport replacement assistance, and many more helpful resources while traveling more than 100 miles from you home!
Perks at Work – Save on everyday products, services, and events from clothing and auto insurance to car rentals and tickets.
