Life and Supplemental Life:
Overview
Washington County provides full-time employees with basic life insurance at a flat benefit amount of $15,000 at no cost to you.
Life Insurance will help financially protect you and your family in the case of death or serious injury.
Always make sure your beneficiaries are up to date. If you need to update your beneficiary information, locate the form in the Packet.
Supplemental Life Benefits
Please read the below as we are excited to offer an enhanced Supplemental Life plan!
Supplemental Life: 0.5 – 1.0 FTE Employees are eligible for this benefit
You can purchase employee Supplemental Life Insurance coverage up to 5x your salary up to $500,000, with a guarantee issue amount of $150,000. If electing over the guarantee issue, you will need to complete and submit Evidence of Insurability (you will need code 2MQRDVB to complete your Evidence of Insurability) application to show proof of good health. Unum will approve your application and inform Washington County to start after-tax payroll deductions. Employees pay 100% of this benefit. Rates are based on employee age. See rate table below for rates.
| Age | Rate per $10,000 |
|---|---|
| 15-24 | $0.330 |
| 25-29 | $0.390 |
| 30-34 | $0.540 |
| 35-39 | $0.820 |
| 40-44 | $1.250 |
| 45-49 | $1.920 |
| 50-54 | $2.820 |
| 55-59 | $3.800 |
| 60-64 | $4.800 |
| 65-69 | $7.000 |
| 70-74 | $13.500 |
| 75+ | $41.500 |
Dependent Spouse/Child Life Insurance: 0.5 – 1.0 FTE
Employees pay 100% of this benefit.
Employees can purchase Dependent Life for $.65 per month with no health questions during this enrollment. UNUM will provide $10,000 in Spouse Life Insurance and $5,000 in Child Life Insurance. This is a bundled policy regardless if you have a spouse or any number of children.